Sapphire Reinsurance Company is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.sapphire.com.ky, use our services, or interact with us in other ways. Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

We may collect the following types of personal information:

• Personal Identification Information: Name, address, email address, phone number, date of birth, social security number, and other similar information.
• Financial Information: Bank account numbers, credit/debit card numbers, insurance policy details, and other financial information.
• Technical Data: Internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.
• Usage Data: Information about your use of our website, products, and services.
• Other Information: Any other information you voluntarily provide to us.

We may use your information for the following purposes:

• To provide and maintain our services, including processing transactions and fulfilling requests.
• To improve our website, products, and services.
• To communicate with you, including responding to inquiries, providing customer support, and sending important notices.
• To personalize your experience and deliver content and product offerings relevant to your interests.
• To comply with legal obligations and enforce our policies.

We may disclose your personal information to third parties in the following circumstances:

• To our subsidiaries, affiliates, and service providers who assist us in operating our business and providing services to you.
• To comply with legal obligations or respond to lawful requests from governmental authorities.
• To protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.

We implement reasonable security measures to protect your personal information from unauthorized access, use, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

You may have the right to access, update, or delete your personal information. You can also object to the processing of your information, restrict its use, or request data portability. To exercise these rights or for any questions regarding our privacy practices, please contact us using the information provided below.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website or by other means of communication. Your continued use of our services after such changes constitutes your acceptance of the updated policy.